Comprehensive Local Credit Card Guide

Credit Cards in 42450 (Providence, KY)

Credit Card Debt in 42450

^ Average credit card debt in 42450 is approximately $4,436, based on overall Kentucky data. ^[1]

Credit Card Delinquency in 42450

^ Based on overall Kentucky data, the credit card delinquency rate in Providence is approximately 0.7%. ^[2]

Credit Scores in 42450

^ The average credit score in Providence is approximately 688, based on collective Kentucky data. ^[3]

Credit Card & Personal Finance Statistics in 42450

Credit Card Debt in 42450

42450 Credit Card Debt
- The estimated average credit card debt for 42450 residents is $4,436. ^[1]
- Average credit card debt amount in Kentucky (all cities) is 11% less than the national average of $4,965.
- Collectively, Kentucky cities rank 45th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 42450

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42450 Credit Scores

Credit Scores in 42450
- Residents of 42450 (KY) have an estimated average credit score of 688. ^[3]
- The average credit score in Kentucky (all cities) is 1.15% less than the national average score of 696.
- Kentucky collectively ranks 38th in the U.S. in average credit score of residents. ^[3]

More 42450 (Providence, KY) Credit Stats

Credit card delinquency rates in Kentucky ^[2]
- Kentucky residents (all cities) rank 7th in the U.S. with a rate that is 23% greater than the national average of 0.57%.

Cardholders in 42450 who are more than 90 days late on payments
- Kentucky Rate: 0.7%
- National Average: 0.57%

Statute of limitations for credit card debt in 42450 ^[4]
- 42450 (Kentucky) Law: 15 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 42450 (Providence, KY)

Recent credit card complaints originating from consumers in 42450, KY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 42450

Complaint Issue	Number of Complaints*
Problem with a credit reporting company's investigation	18
Problem with customer service	1

* Total 2021 - 2024 (current)

Additional information about Kentucky

About 42450

42450 is associated with the city of Providence, which is located in Webster County in the state of Kentucky. ^[6]

42450 Credit Cards

For more information about 42450 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in Kentucky

Cities in KY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Kentucky State Legislature

5. ^ Consumer financial complaints in 42450

6. ^ United States Census Bureau