Credit Card & Personal Finance Statistics in 70086
Credit Card Debt in 70086
- 70086 Credit Card Debt
-
- The estimated average credit card debt for 70086 residents is $4,773. [1]
- Average credit card debt amount in Louisiana (all cities) is
4% less than the national average of $4,965.
- Collectively, Louisiana cities rank 32nd in the U.S. in average credit card debt. [1]
Credit Card Calculator for 70086
70086 Credit Scores
- Credit Scores in 70086
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- Residents of 70086 (LA) have an estimated average credit score of 669. [3]
- The average credit score in Louisiana (all cities) is
3.88% less than the national average score of 696.
- Louisiana collectively ranks 49th in the U.S. in average credit score of residents. [3]
More 70086 (Saint James, LA) Credit Stats
- Credit card delinquency rates in Louisiana [2]
-
- Louisiana residents (all cities) rank 4th in the U.S. with a rate that
is 33% greater than the national average of 0.57%.
- Cardholders in 70086 who are more than 90 days late on payments
-
- Louisiana Rate: 0.76%
- National Average: 0.57%
- Statute of limitations for credit card debt in 70086 [4]
-
- 70086 (Louisiana) Law: 3 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 70086 (Saint James, LA)
Recent credit card complaints originating from consumers in 70086, LA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 70086
Complaint Issue |
Number of Complaints* |
Improper use of your report |
31 |
Problem with a company's investigation into an existing problem |
26 |
Incorrect information on your report |
25 |
Problem with a credit reporting company's investigation |
20 |
False statements or representation |
4 |
Other |
3 |
* Total 2021 - 2024 (current)
Additional information about Louisiana
About 70086
70086 is associated with the city of Saint James, which is located in St. James County in the state of Louisiana. [6]
Did you know?
Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.
Other ZIP Codes in Louisiana
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax