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Comprehensive Local Credit Card Guide

Credit Cards in 70087 (Saint Rose, LA)

Credit Card Debt in 70087

^ Average credit card debt in 70087 is approximately $4,773, based on overall Louisiana data. [1]

Credit Card Delinquency in 70087

^ Based on overall Louisiana data, the credit card delinquency rate in Saint Rose is approximately 0.76%. [2]

Credit Scores in 70087

^ The average credit score in Saint Rose is approximately 669, based on collective Louisiana data. [3]

LA Credit Cards

Credit Card & Personal Finance Statistics in 70087

Credit Card Debt in 70087


  • 70087 Credit Card Debt
    • The estimated average credit card debt for 70087 residents is $4,773. [1]
    • Average credit card debt amount in Louisiana (all cities) is 4% less than the national average of $4,965.
    • Collectively, Louisiana cities rank 32nd in the U.S. in average credit card debt. [1]

Credit Card Calculator for 70087


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70087 Credit Scores


  • Credit Scores in 70087
    • Residents of 70087 (LA) have an estimated average credit score of 669. [3]
    • The average credit score in Louisiana (all cities) is 3.88% less than the national average score of 696.
    • Louisiana collectively ranks 49th in the U.S. in average credit score of residents. [3]

More 70087 (Saint Rose, LA) Credit Stats

  • Credit card delinquency rates in Louisiana [2]
    • Louisiana residents (all cities) rank 4th in the U.S. with a rate that is 33% greater than the national average of 0.57%.
  • Cardholders in 70087 who are more than 90 days late on payments
    • Louisiana Rate: 0.76%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 70087 [4]
    • 70087 (Louisiana) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 70087 (Saint Rose, LA)

Recent credit card complaints originating from consumers in 70087, LA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 70087

Complaint Issue Number of Complaints*
Incorrect information on your report 35
Improper use of your report 16
Attempts to collect debt not owed 4
False statements or representation 3
Problem with a credit reporting company's investigation 3
Other 5
* Total 2021 - 2024 (current)

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Additional information about Louisiana

About 70087

70087 is associated with the city of Saint Rose, which is located in St. Charles County in the state of Louisiana. [6]

LA Credit Cards

70087 Credit Cards

For more information about 70087 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in Louisiana


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Louisiana State Legislature

5. ^ Consumer financial complaints in 70087

6. ^ United States Census Bureau