Comprehensive Local Credit Card Guide

Credit Cards in 70360 (Houma, LA)

Credit Card Debt in 70360

^ Average credit card debt in 70360 is approximately $4,773, based on overall Louisiana data. ^[1]

Credit Card Delinquency in 70360

^ Based on overall Louisiana data, the credit card delinquency rate in Houma is approximately 0.76%. ^[2]

Credit Scores in 70360

^ The average credit score in Houma is approximately 669, based on collective Louisiana data. ^[3]

Credit Card & Personal Finance Statistics in 70360

Credit Card Debt in 70360

70360 Credit Card Debt
- The estimated average credit card debt for 70360 residents is $4,773. ^[1]
- Average credit card debt amount in Louisiana (all cities) is 4% less than the national average of $4,965.
- Collectively, Louisiana cities rank 32nd in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 70360

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70360 Credit Scores

Credit Scores in 70360
- Residents of 70360 (LA) have an estimated average credit score of 669. ^[3]
- The average credit score in Louisiana (all cities) is 3.88% less than the national average score of 696.
- Louisiana collectively ranks 49th in the U.S. in average credit score of residents. ^[3]

More 70360 (Houma, LA) Credit Stats

Credit card delinquency rates in Louisiana ^[2]
- Louisiana residents (all cities) rank 4th in the U.S. with a rate that is 33% greater than the national average of 0.57%.

Cardholders in 70360 who are more than 90 days late on payments
- Louisiana Rate: 0.76%
- National Average: 0.57%

Statute of limitations for credit card debt in 70360 ^[4]
- 70360 (Louisiana) Law: 3 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 70360 (Houma, LA)

Recent credit card complaints originating from consumers in 70360, LA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 70360

Complaint Issue	Number of Complaints*
Improper use of your report	230
Incorrect information on your report	156
Problem with a company's investigation into an existing problem	81
Problem with a credit reporting company's investigation	40
Attempts to collect debt not owed	21
Other	84

* Total 2021 - 2024 (current)

Additional information about Louisiana

About 70360

70360 is associated with the city of Houma, which is located in Terrebonne County in the state of Louisiana. ^[6]

70360 Credit Cards

For more information about 70360 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in Louisiana

Cities in LA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Louisiana State Legislature

5. ^ Consumer financial complaints in 70360

6. ^ United States Census Bureau