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Comprehensive Local Credit Card Guide

Credit Cards in 70381 (Morgan City, LA)

Credit Card Debt in 70381

^ Average credit card debt in 70381 is approximately $4,773, based on overall Louisiana data. [1]

Credit Card Delinquency in 70381

^ Based on overall Louisiana data, the credit card delinquency rate in Morgan City is approximately 0.76%. [2]

Credit Scores in 70381

^ The average credit score in Morgan City is approximately 669, based on collective Louisiana data. [3]

LA Credit Cards

Credit Card & Personal Finance Statistics in 70381

Credit Card Debt in 70381


  • 70381 Credit Card Debt
    • The estimated average credit card debt for 70381 residents is $4,773. [1]
    • Average credit card debt amount in Louisiana (all cities) is 4% less than the national average of $4,965.
    • Collectively, Louisiana cities rank 32nd in the U.S. in average credit card debt. [1]

Credit Card Calculator for 70381


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70381 Credit Scores


  • Credit Scores in 70381
    • Residents of 70381 (LA) have an estimated average credit score of 669. [3]
    • The average credit score in Louisiana (all cities) is 3.88% less than the national average score of 696.
    • Louisiana collectively ranks 49th in the U.S. in average credit score of residents. [3]

More 70381 (Morgan City, LA) Credit Stats

  • Credit card delinquency rates in Louisiana [2]
    • Louisiana residents (all cities) rank 4th in the U.S. with a rate that is 33% greater than the national average of 0.57%.
  • Cardholders in 70381 who are more than 90 days late on payments
    • Louisiana Rate: 0.76%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 70381 [4]
    • 70381 (Louisiana) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 70381 (Morgan City, LA)

Recent credit card complaints originating from consumers in 70381, LA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 70381

Complaint Issue Number of Complaints*
Written notification about debt 1
* Total 2021 - 2024 (current)

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Additional information about Louisiana

About 70381

70381 is associated with the city of Morgan City, which is located in St. Mary County in the state of Louisiana. [6]

LA Credit Cards

70381 Credit Cards

For more information about 70381 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in Louisiana


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Cities in LA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Louisiana State Legislature

5. ^ Consumer financial complaints in 70381

6. ^ United States Census Bureau