Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Credit Cards in 70446 (Loranger, LA)

Credit Card Debt in 70446

^ Average credit card debt in 70446 is approximately $4,773, based on overall Louisiana data. [1]

Credit Card Delinquency in 70446

^ Based on overall Louisiana data, the credit card delinquency rate in Loranger is approximately 0.76%. [2]

Credit Scores in 70446

^ The average credit score in Loranger is approximately 669, based on collective Louisiana data. [3]

LA Credit Cards

Credit Card & Personal Finance Statistics in 70446

Credit Card Debt in 70446


  • 70446 Credit Card Debt
    • The estimated average credit card debt for 70446 residents is $4,773. [1]
    • Average credit card debt amount in Louisiana (all cities) is 4% less than the national average of $4,965.
    • Collectively, Louisiana cities rank 32nd in the U.S. in average credit card debt. [1]

Credit Card Calculator for 70446


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


70446 Credit Scores


  • Credit Scores in 70446
    • Residents of 70446 (LA) have an estimated average credit score of 669. [3]
    • The average credit score in Louisiana (all cities) is 3.88% less than the national average score of 696.
    • Louisiana collectively ranks 49th in the U.S. in average credit score of residents. [3]

More 70446 (Loranger, LA) Credit Stats

  • Credit card delinquency rates in Louisiana [2]
    • Louisiana residents (all cities) rank 4th in the U.S. with a rate that is 33% greater than the national average of 0.57%.
  • Cardholders in 70446 who are more than 90 days late on payments
    • Louisiana Rate: 0.76%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 70446 [4]
    • 70446 (Louisiana) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 70446 (Loranger, LA)

Recent credit card complaints originating from consumers in 70446, LA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 70446

Complaint Issue Number of Complaints*
Incorrect information on your report 13
Problem with a credit reporting company's investigation 2
Dealing with your lender or servicer 1
Struggling to pay mortgage 1
Written notification about debt 1
* Total 2021 - 2024 (current)

CIT Savings Builder

Additional information about Louisiana

About 70446

70446 is associated with the city of Loranger, which is located in Tangipahoa County in the state of Louisiana. [6]

LA Credit Cards

70446 Credit Cards

For more information about 70446 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in Louisiana


Go

Cities in LA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Louisiana State Legislature

5. ^ Consumer financial complaints in 70446

6. ^ United States Census Bureau