Comprehensive Local Credit Card Guide

Credit Cards in 70653 (Merryville, LA)

Credit Card Debt in 70653

^ Average credit card debt in 70653 is approximately $4,773, based on overall Louisiana data. ^[1]

Credit Card Delinquency in 70653

^ Based on overall Louisiana data, the credit card delinquency rate in Merryville is approximately 0.76%. ^[2]

Credit Scores in 70653

^ The average credit score in Merryville is approximately 669, based on collective Louisiana data. ^[3]

Credit Card & Personal Finance Statistics in 70653

Credit Card Debt in 70653

70653 Credit Card Debt
- The estimated average credit card debt for 70653 residents is $4,773. ^[1]
- Average credit card debt amount in Louisiana (all cities) is 4% less than the national average of $4,965.
- Collectively, Louisiana cities rank 32nd in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 70653

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70653 Credit Scores

Credit Scores in 70653
- Residents of 70653 (LA) have an estimated average credit score of 669. ^[3]
- The average credit score in Louisiana (all cities) is 3.88% less than the national average score of 696.
- Louisiana collectively ranks 49th in the U.S. in average credit score of residents. ^[3]

More 70653 (Merryville, LA) Credit Stats

Credit card delinquency rates in Louisiana ^[2]
- Louisiana residents (all cities) rank 4th in the U.S. with a rate that is 33% greater than the national average of 0.57%.

Cardholders in 70653 who are more than 90 days late on payments
- Louisiana Rate: 0.76%
- National Average: 0.57%

Statute of limitations for credit card debt in 70653 ^[4]
- 70653 (Louisiana) Law: 3 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 70653 (Merryville, LA)

Recent credit card complaints originating from consumers in 70653, LA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 70653

Complaint Issue	Number of Complaints*
Improper use of your report	11
Problem with a company's investigation into an existing problem	6
Problem with a credit reporting company's investigation	6
Took or threatened to take negative or legal action	3
Incorrect information on your report	2
Other	2

* Total 2021 - 2024 (current)

Additional information about Louisiana

About 70653

70653 is associated with the city of Merryville, which is located in Beauregard County in the state of Louisiana. ^[6]

70653 Credit Cards

For more information about 70653 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Louisiana

Cities in LA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Louisiana State Legislature

5. ^ Consumer financial complaints in 70653

6. ^ United States Census Bureau