Credit Card & Personal Finance Statistics in 70707
Credit Card Debt in 70707
- 70707 Credit Card Debt
-
- The estimated average credit card debt for 70707 residents is $4,773. [1]
- Average credit card debt amount in Louisiana (all cities) is
4% less than the national average of $4,965.
- Collectively, Louisiana cities rank 32nd in the U.S. in average credit card debt. [1]
Credit Card Calculator for 70707
70707 Credit Scores
- Credit Scores in 70707
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- Residents of 70707 (LA) have an estimated average credit score of 669. [3]
- The average credit score in Louisiana (all cities) is
3.88% less than the national average score of 696.
- Louisiana collectively ranks 49th in the U.S. in average credit score of residents. [3]
More 70707 (Gonzales, LA) Credit Stats
- Credit card delinquency rates in Louisiana [2]
-
- Louisiana residents (all cities) rank 4th in the U.S. with a rate that
is 33% greater than the national average of 0.57%.
- Cardholders in 70707 who are more than 90 days late on payments
-
- Louisiana Rate: 0.76%
- National Average: 0.57%
- Statute of limitations for credit card debt in 70707 [4]
-
- 70707 (Louisiana) Law: 3 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 70707 (Gonzales, LA)
Recent credit card complaints originating from consumers in 70707, LA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 70707
| Complaint Issue |
Number of Complaints* |
| Problem with a credit reporting company's investigation |
2 |
| Fraud or scam |
1 |
| Problem with a lender or other company charging your account |
1 |
| Unable to get your credit report or credit score |
1 |
* Total 2021 - 2024 (current)
Additional information about Louisiana
About 70707
70707 is associated with the city of Gonzales, which is located in Ascension County in the state of Louisiana. [6]
Did you know?
Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.
Other ZIP Codes in Louisiana
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
