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Comprehensive Local Credit Card Guide

Credit Cards in 70744 (Holden, LA)

Credit Card Debt in 70744

^ Average credit card debt in 70744 is approximately $4,773, based on overall Louisiana data. [1]

Credit Card Delinquency in 70744

^ Based on overall Louisiana data, the credit card delinquency rate in Holden is approximately 0.76%. [2]

Credit Scores in 70744

^ The average credit score in Holden is approximately 669, based on collective Louisiana data. [3]

LA Credit Cards

Credit Card & Personal Finance Statistics in 70744

Credit Card Debt in 70744


  • 70744 Credit Card Debt
    • The estimated average credit card debt for 70744 residents is $4,773. [1]
    • Average credit card debt amount in Louisiana (all cities) is 4% less than the national average of $4,965.
    • Collectively, Louisiana cities rank 32nd in the U.S. in average credit card debt. [1]

Credit Card Calculator for 70744


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70744 Credit Scores


  • Credit Scores in 70744
    • Residents of 70744 (LA) have an estimated average credit score of 669. [3]
    • The average credit score in Louisiana (all cities) is 3.88% less than the national average score of 696.
    • Louisiana collectively ranks 49th in the U.S. in average credit score of residents. [3]

More 70744 (Holden, LA) Credit Stats

  • Credit card delinquency rates in Louisiana [2]
    • Louisiana residents (all cities) rank 4th in the U.S. with a rate that is 33% greater than the national average of 0.57%.
  • Cardholders in 70744 who are more than 90 days late on payments
    • Louisiana Rate: 0.76%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 70744 [4]
    • 70744 (Louisiana) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 70744 (Holden, LA)

Recent credit card complaints originating from consumers in 70744, LA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 70744

Complaint Issue Number of Complaints*
Improper use of your report 5
Incorrect information on your report 3
Problem with a credit reporting company's investigation 3
Attempts to collect debt not owed 1
Trouble during payment process 1
* Total 2021 - 2024 (current)

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Additional information about Louisiana

About 70744

70744 is associated with the city of Holden, which is located in Livingston County in the state of Louisiana. [6]

LA Credit Cards

70744 Credit Cards

For more information about 70744 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in Louisiana


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Cities in LA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Louisiana State Legislature

5. ^ Consumer financial complaints in 70744

6. ^ United States Census Bureau