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Comprehensive Local Credit Card Guide

Credit Cards in 71286 (Transylvania, LA)

Credit Card Debt in 71286

^ Average credit card debt in 71286 is approximately $4,773, based on overall Louisiana data. [1]

Credit Card Delinquency in 71286

^ Based on overall Louisiana data, the credit card delinquency rate in Transylvania is approximately 0.76%. [2]

Credit Scores in 71286

^ The average credit score in Transylvania is approximately 669, based on collective Louisiana data. [3]

LA Credit Cards

Credit Card & Personal Finance Statistics in 71286

Credit Card Debt in 71286


  • 71286 Credit Card Debt
    • The estimated average credit card debt for 71286 residents is $4,773. [1]
    • Average credit card debt amount in Louisiana (all cities) is 4% less than the national average of $4,965.
    • Collectively, Louisiana cities rank 32nd in the U.S. in average credit card debt. [1]

Credit Card Calculator for 71286


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71286 Credit Scores


  • Credit Scores in 71286
    • Residents of 71286 (LA) have an estimated average credit score of 669. [3]
    • The average credit score in Louisiana (all cities) is 3.88% less than the national average score of 696.
    • Louisiana collectively ranks 49th in the U.S. in average credit score of residents. [3]

More 71286 (Transylvania, LA) Credit Stats

  • Credit card delinquency rates in Louisiana [2]
    • Louisiana residents (all cities) rank 4th in the U.S. with a rate that is 33% greater than the national average of 0.57%.
  • Cardholders in 71286 who are more than 90 days late on payments
    • Louisiana Rate: 0.76%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 71286 [4]
    • 71286 (Louisiana) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 71286 (Transylvania, LA)

Recent credit card complaints originating from consumers in 71286, LA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 71286

Complaint Issue Number of Complaints*
Getting a credit card 1
* Total 2021 - 2024 (current)

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Additional information about Louisiana

About 71286

71286 is associated with the city of Transylvania, which is located in East Carroll County in the state of Louisiana. [6]

LA Credit Cards

71286 Credit Cards

For more information about 71286 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in Louisiana


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Cities in LA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Louisiana State Legislature

5. ^ Consumer financial complaints in 71286

6. ^ United States Census Bureau