Credit Card & Personal Finance Statistics in 71295
Credit Card Debt in 71295
- 71295 Credit Card Debt
-
- The estimated average credit card debt for 71295 residents is $4,773. [1]
- Average credit card debt amount in Louisiana (all cities) is
4% less than the national average of $4,965.
- Collectively, Louisiana cities rank 32nd in the U.S. in average credit card debt. [1]
Credit Card Calculator for 71295
71295 Credit Scores
- Credit Scores in 71295
-
- Residents of 71295 (LA) have an estimated average credit score of 669. [3]
- The average credit score in Louisiana (all cities) is
3.88% less than the national average score of 696.
- Louisiana collectively ranks 49th in the U.S. in average credit score of residents. [3]
More 71295 (Winnsboro, LA) Credit Stats
- Credit card delinquency rates in Louisiana [2]
-
- Louisiana residents (all cities) rank 4th in the U.S. with a rate that
is 33% greater than the national average of 0.57%.
- Cardholders in 71295 who are more than 90 days late on payments
-
- Louisiana Rate: 0.76%
- National Average: 0.57%
- Statute of limitations for credit card debt in 71295 [4]
-
- 71295 (Louisiana) Law: 3 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 71295 (Winnsboro, LA)
Recent credit card complaints originating from consumers in 71295, LA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 71295
| Complaint Issue |
Number of Complaints* |
| Improper use of your report |
62 |
| Incorrect information on your report |
24 |
| Problem with a company's investigation into an existing problem |
15 |
| Written notification about debt |
5 |
| Attempts to collect debt not owed |
3 |
| Other |
7 |
* Total 2021 - 2024 (current)
Additional information about Louisiana
About 71295
71295 is associated with the city of Winnsboro, which is located in Franklin County in the state of Louisiana. [6]
Did you know?
A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.
Other ZIP Codes in Louisiana
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
