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Comprehensive Local Credit Card Guide

Credit Cards in 71497 (Natchitoches, LA)

Credit Card Debt in 71497

^ Average credit card debt in 71497 is approximately $4,773, based on overall Louisiana data. [1]

Credit Card Delinquency in 71497

^ Based on overall Louisiana data, the credit card delinquency rate in Natchitoches is approximately 0.76%. [2]

Credit Scores in 71497

^ The average credit score in Natchitoches is approximately 669, based on collective Louisiana data. [3]

LA Credit Cards

Credit Card & Personal Finance Statistics in 71497

Credit Card Debt in 71497


  • 71497 Credit Card Debt
    • The estimated average credit card debt for 71497 residents is $4,773. [1]
    • Average credit card debt amount in Louisiana (all cities) is 4% less than the national average of $4,965.
    • Collectively, Louisiana cities rank 32nd in the U.S. in average credit card debt. [1]

Credit Card Calculator for 71497


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71497 Credit Scores


  • Credit Scores in 71497
    • Residents of 71497 (LA) have an estimated average credit score of 669. [3]
    • The average credit score in Louisiana (all cities) is 3.88% less than the national average score of 696.
    • Louisiana collectively ranks 49th in the U.S. in average credit score of residents. [3]

More 71497 (Natchitoches, LA) Credit Stats

  • Credit card delinquency rates in Louisiana [2]
    • Louisiana residents (all cities) rank 4th in the U.S. with a rate that is 33% greater than the national average of 0.57%.
  • Cardholders in 71497 who are more than 90 days late on payments
    • Louisiana Rate: 0.76%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 71497 [4]
    • 71497 (Louisiana) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 71497 (Natchitoches, LA)

Recent credit card complaints originating from consumers in 71497, LA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 71497

Complaint Issue Number of Complaints*
* Total 2021 - 2024 (current)

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Additional information about Louisiana

About 71497

71497 is associated with the city of Natchitoches, which is located in Natchitoches County in the state of Louisiana. [6]

LA Credit Cards

71497 Credit Cards

For more information about 71497 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Louisiana State Legislature

5. ^ Consumer financial complaints in 71497

6. ^ United States Census Bureau