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Comprehensive Local Credit Card Guide

Credit Cards in 04765 (Patten, ME)

Credit Card Debt in 04765

^ Average credit card debt in 04765 is approximately $4,797, based on overall Maine data. [1]

Credit Card Delinquency in 04765

^ Based on overall Maine data, the credit card delinquency rate in Patten is approximately 0.53%. [2]

Credit Scores in 04765

^ The average credit score in Patten is approximately 712, based on collective Maine data. [3]

ME Credit Cards

Credit Card & Personal Finance Statistics in 04765

Credit Card Debt in 04765


  • 04765 Credit Card Debt
    • The estimated average credit card debt for 04765 residents is $4,797. [1]
    • Average credit card debt amount in Maine (all cities) is 3% less than the national average of $4,965.
    • Collectively, Maine cities rank 29th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 04765


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04765 Credit Scores


  • Credit Scores in 04765
    • Residents of 04765 (ME) have an estimated average credit score of 712. [3]
    • The average credit score in Maine (all cities) is 2.3% greater than the national average score of 696.
    • Maine collectively ranks 15th in the U.S. in average credit score of residents. [3]

More 04765 (Patten, ME) Credit Stats

  • Credit card delinquency rates in Maine [2]
    • Maine residents (all cities) rank 31st in the U.S. with a rate that is 7% less than the national average of 0.57%.
  • Cardholders in 04765 who are more than 90 days late on payments
    • Maine Rate: 0.53%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 04765 [4]
    • 04765 (Maine) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 04765 (Patten, ME)

Recent credit card complaints originating from consumers in 04765, ME. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 04765

Complaint Issue Number of Complaints*
Incorrect information on your report 1
* Total 2021 - 2024 (current)

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Additional information about Maine

About 04765

04765 is associated with the city of Patten, which is located in Penobscot County in the state of Maine. [6]

ME Credit Cards

04765 Credit Cards

For more information about 04765 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in Maine


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Cities in ME

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Maine State Legislature

5. ^ Consumer financial complaints in 04765

6. ^ United States Census Bureau