Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Credit Cards in 20601 (Waldorf, MD)

Credit Card Debt in 20601

^ Average credit card debt in 20601 is approximately $5,345, based on overall Maryland data. [1]

Credit Card Delinquency in 20601

^ Based on overall Maryland data, the credit card delinquency rate in Waldorf is approximately 0.61%. [2]

Credit Scores in 20601

^ The average credit score in Waldorf is approximately 696, based on collective Maryland data. [3]

MD Credit Cards

Credit Card & Personal Finance Statistics in 20601

Credit Card Debt in 20601


  • 20601 Credit Card Debt
    • The estimated average credit card debt for 20601 residents is $5,345. [1]
    • Average credit card debt amount in Maryland (all cities) is 8% greater than the national average of $4,965.
    • Collectively, Maryland cities rank 8th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 20601


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


20601 Credit Scores


  • Credit Scores in 20601
    • Residents of 20601 (MD) have an estimated average credit score of 696. [3]
    • The average credit score in Maryland (all cities) is exactly equal to the national average score of 696.
    • Maryland collectively ranks 32nd in the U.S. in average credit score of residents. [3]

More 20601 (Waldorf, MD) Credit Stats

  • Credit card delinquency rates in Maryland [2]
    • Maryland residents (all cities) rank 17th in the U.S. with a rate that is 7% greater than the national average of 0.57%.
  • Cardholders in 20601 who are more than 90 days late on payments
    • Maryland Rate: 0.61%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 20601 [4]
    • 20601 (Maryland) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 20601 (Waldorf, MD)

Recent credit card complaints originating from consumers in 20601, MD. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
Nov 11, 2014
20601
Late fee
CITIBANK, N.A.
Closed with monetary relief
Yes
No
Aug 1, 2014
20601
APR or interest rate
SYNCHRONY FINANCIAL
Closed with monetary relief
Yes
No
Apr 12, 2013
20601
Delinquent account
BARCLAYS BANK DELAWARE
Closed with non-monetary relief
Yes
Yes
Jun 30, 2014
20601
Closing/Cancelling account
AMERICAN EXPRESS COMPANY
Closed with explanation
Yes
Yes
Mar 22, 2017
20601
APR or interest rate
AMERICAN EXPRESS COMPANY
Closed with explanation
Yes
Yes
May 20, 2016
20601
Credit line increase/decrease
AMERICAN EXPRESS COMPANY
Closed with explanation
Yes
No
Mar 14, 2016
20601
Billing disputes
SYNCHRONY FINANCIAL
Closed with non-monetary relief
Yes
No
Oct 15, 2014
20601
Identity theft / Fraud / Embezzlement
SYNCHRONY FINANCIAL
Closed with explanation
Yes
No
Jul 6, 2016
20601
APR or interest rate
CAPITAL ONE FINANCIAL CORPORATION
Closed with explanation
Yes
No
Mar 5, 2012
20601
Delinquent account
JPMORGAN CHASE & CO.
Closed without relief
Yes
Yes
May 15, 2015
20601
Identity theft / Fraud / Embezzlement
AMERICAN EXPRESS COMPANY
Closed with explanation
Yes
No
May 15, 2016
20601
Credit line increase/decrease
CAPITAL ONE FINANCIAL CORPORATION
Closed with monetary relief
Yes
No

Local financial institutions in or near 20601

Banks in or near 20601 (Waldorf, MD)

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in 20601 produced no matches.

ATMs in or near 20601 (Waldorf, MD)

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in 20601 produced no matches.

Credit Unions in or near 20601 (Waldorf, MD)

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in 20601 produced no matches.

Household Income Statistics in 20601

Income: 20601 vs. Maryland

Sorry, data is not currently available.
Please check back later.


Income Breakdown in 20601

Sorry, data is not currently available.
Please check back later.


Income: 20601 vs. Nation

Sorry, data is not currently available.
Please check back later.


Additional information about Maryland

About 20601

20601 is associated with the city of Waldorf, which is located in Charles County in the state of Maryland. [6]

MD Credit Cards

20601 Credit Cards

For more information about 20601 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in Maryland


Go

Cities in MD

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Maryland State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau