Comprehensive Local Credit Card Guide

Credit Cards in 20601 (Waldorf, MD)

Credit Card Debt in 20601

^ Average credit card debt in 20601 is approximately $5,345, based on overall Maryland data. ^[1]

Credit Card Delinquency in 20601

^ Based on overall Maryland data, the credit card delinquency rate in Waldorf is approximately 0.61%. ^[2]

Credit Scores in 20601

^ The average credit score in Waldorf is approximately 696, based on collective Maryland data. ^[3]

Credit Card & Personal Finance Statistics in 20601

Credit Card Debt in 20601

20601 Credit Card Debt
- The estimated average credit card debt for 20601 residents is $5,345. ^[1]
- Average credit card debt amount in Maryland (all cities) is 8% greater than the national average of $4,965.
- Collectively, Maryland cities rank 8th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 20601

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20601 Credit Scores

Credit Scores in 20601
- Residents of 20601 (MD) have an estimated average credit score of 696. ^[3]
- The average credit score in Maryland (all cities) is exactly equal to the national average score of 696.
- Maryland collectively ranks 32nd in the U.S. in average credit score of residents. ^[3]

More 20601 (Waldorf, MD) Credit Stats

Credit card delinquency rates in Maryland ^[2]
- Maryland residents (all cities) rank 17th in the U.S. with a rate that is 7% greater than the national average of 0.57%.

Cardholders in 20601 who are more than 90 days late on payments
- Maryland Rate: 0.61%
- National Average: 0.57%

Statute of limitations for credit card debt in 20601 ^[4]
- 20601 (Maryland) Law: 3 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 20601 (Waldorf, MD)

Recent credit card complaints originating from consumers in 20601, MD. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 20601

Complaint Issue	Number of Complaints*
Incorrect information on your report	521
Improper use of your report	354
Problem with a company's investigation into an existing problem	232
Problem with a credit reporting company's investigation	125
Attempts to collect debt not owed	39
Other	138

* Total 2021 - 2024 (current)

Additional information about Maryland

About 20601

20601 is associated with the city of Waldorf, which is located in Charles County in the state of Maryland. ^[6]

20601 Credit Cards

For more information about 20601 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in Maryland

Cities in MD

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Maryland State Legislature

5. ^ Consumer financial complaints in 20601

6. ^ United States Census Bureau