Comprehensive Local Credit Card Guide

Credit Cards in 20687 (Scotland, MD)

Credit Card Debt in 20687

^ Average credit card debt in 20687 is approximately $5,345, based on overall Maryland data. ^[1]

Credit Card Delinquency in 20687

^ Based on overall Maryland data, the credit card delinquency rate in Scotland is approximately 0.61%. ^[2]

Credit Scores in 20687

^ The average credit score in Scotland is approximately 696, based on collective Maryland data. ^[3]

Credit Card & Personal Finance Statistics in 20687

Credit Card Debt in 20687

20687 Credit Card Debt
- The estimated average credit card debt for 20687 residents is $5,345. ^[1]
- Average credit card debt amount in Maryland (all cities) is 8% greater than the national average of $4,965.
- Collectively, Maryland cities rank 8th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 20687

How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)

Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.

20687 Credit Scores

Credit Scores in 20687
- Residents of 20687 (MD) have an estimated average credit score of 696. ^[3]
- The average credit score in Maryland (all cities) is exactly equal to the national average score of 696.
- Maryland collectively ranks 32nd in the U.S. in average credit score of residents. ^[3]

More 20687 (Scotland, MD) Credit Stats

Credit card delinquency rates in Maryland ^[2]
- Maryland residents (all cities) rank 17th in the U.S. with a rate that is 7% greater than the national average of 0.57%.

Cardholders in 20687 who are more than 90 days late on payments
- Maryland Rate: 0.61%
- National Average: 0.57%

Statute of limitations for credit card debt in 20687 ^[4]
- 20687 (Maryland) Law: 3 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 20687 (Scotland, MD)

Recent credit card complaints originating from consumers in 20687, MD. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 20687

Complaint Issue	Number of Complaints*
Improper use of your report	3
Problem with a credit reporting company's investigation	1

* Total 2021 - 2024 (current)

Additional information about Maryland

About 20687

20687 is associated with the city of Scotland, which is located in St. Mary's County in the state of Maryland. ^[6]

20687 Credit Cards

For more information about 20687 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Maryland

Cities in MD

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Maryland State Legislature

5. ^ Consumer financial complaints in 20687

6. ^ United States Census Bureau