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Comprehensive Local Credit Card Guide

Credit Cards in 21502 (Cumberland, MD)

Credit Card Debt in 21502

^ Average credit card debt in 21502 is approximately $5,345, based on overall Maryland data. [1]

Credit Card Delinquency in 21502

^ Based on overall Maryland data, the credit card delinquency rate in Cumberland is approximately 0.61%. [2]

Credit Scores in 21502

^ The average credit score in Cumberland is approximately 696, based on collective Maryland data. [3]

MD Credit Cards

Credit Card & Personal Finance Statistics in 21502

Credit Card Debt in 21502


  • 21502 Credit Card Debt
    • The estimated average credit card debt for 21502 residents is $5,345. [1]
    • Average credit card debt amount in Maryland (all cities) is 8% greater than the national average of $4,965.
    • Collectively, Maryland cities rank 8th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 21502


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21502 Credit Scores


  • Credit Scores in 21502
    • Residents of 21502 (MD) have an estimated average credit score of 696. [3]
    • The average credit score in Maryland (all cities) is exactly equal to the national average score of 696.
    • Maryland collectively ranks 32nd in the U.S. in average credit score of residents. [3]

More 21502 (Cumberland, MD) Credit Stats

  • Credit card delinquency rates in Maryland [2]
    • Maryland residents (all cities) rank 17th in the U.S. with a rate that is 7% greater than the national average of 0.57%.
  • Cardholders in 21502 who are more than 90 days late on payments
    • Maryland Rate: 0.61%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 21502 [4]
    • 21502 (Maryland) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 21502 (Cumberland, MD)

Recent credit card complaints originating from consumers in 21502, MD. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 21502

Complaint Issue Number of Complaints*
Incorrect information on your report 29
Improper use of your report 22
Problem with a company's investigation into an existing problem 10
Managing an account 4
Written notification about debt 4
Other 28
* Total 2021 - 2024 (current)

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Additional information about Maryland

About 21502

21502 is associated with the city of Cumberland, which is located in Allegany County in the state of Maryland. [6]

MD Credit Cards

21502 Credit Cards

For more information about 21502 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in Maryland


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Cities in MD

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Maryland State Legislature

5. ^ Consumer financial complaints in 21502

6. ^ United States Census Bureau