Comprehensive Local Credit Card Guide

Credit Cards in 21771 (Mount Airy, MD)

Credit Card Debt in 21771

^ Average credit card debt in 21771 is approximately $5,345, based on overall Maryland data. ^[1]

Credit Card Delinquency in 21771

^ Based on overall Maryland data, the credit card delinquency rate in Mount Airy is approximately 0.61%. ^[2]

Credit Scores in 21771

^ The average credit score in Mount Airy is approximately 696, based on collective Maryland data. ^[3]

Credit Card & Personal Finance Statistics in 21771

Credit Card Debt in 21771

21771 Credit Card Debt
- The estimated average credit card debt for 21771 residents is $5,345. ^[1]
- Average credit card debt amount in Maryland (all cities) is 8% greater than the national average of $4,965.
- Collectively, Maryland cities rank 8th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 21771

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21771 Credit Scores

Credit Scores in 21771
- Residents of 21771 (MD) have an estimated average credit score of 696. ^[3]
- The average credit score in Maryland (all cities) is exactly equal to the national average score of 696.
- Maryland collectively ranks 32nd in the U.S. in average credit score of residents. ^[3]

More 21771 (Mount Airy, MD) Credit Stats

Credit card delinquency rates in Maryland ^[2]
- Maryland residents (all cities) rank 17th in the U.S. with a rate that is 7% greater than the national average of 0.57%.

Cardholders in 21771 who are more than 90 days late on payments
- Maryland Rate: 0.61%
- National Average: 0.57%

Statute of limitations for credit card debt in 21771 ^[4]
- 21771 (Maryland) Law: 3 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 21771 (Mount Airy, MD)

Recent credit card complaints originating from consumers in 21771, MD. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 21771

Complaint Issue	Number of Complaints*
Incorrect information on your report	36
Improper use of your report	16
Problem with a company's investigation into an existing problem	12
Trouble during payment process	11
Applying for a mortgage or refinancing an existing mortgage	5
Other	46

* Total 2021 - 2024 (current)

Additional information about Maryland

About 21771

21771 is associated with the city of Mount Airy, which is located in Frederick County in the state of Maryland. ^[6]

21771 Credit Cards

For more information about 21771 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in Maryland

Cities in MD

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Maryland State Legislature

5. ^ Consumer financial complaints in 21771

6. ^ United States Census Bureau