Credit Card & Personal Finance Statistics in 07004
Credit Card Debt in 07004
- 07004 Credit Card Debt
-
- The estimated average credit card debt for 07004 residents is $5,484. [1]
- Average credit card debt amount in New Jersey (all cities) is
10% greater than the national average of $4,965.
- Collectively, New Jersey cities rank 6th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 07004
07004 Credit Scores
- Credit Scores in 07004
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- Residents of 07004 (NJ) have an estimated average credit score of 708. [3]
- The average credit score in New Jersey (all cities) is
1.72% greater than the national average score of 696.
- New Jersey collectively ranks 21st in the U.S. in average credit score of residents. [3]
More 07004 (Fairfield, NJ) Credit Stats
- Credit card delinquency rates in New Jersey [2]
-
- New Jersey residents (all cities) rank 26th in the U.S. with a rate that
is 2% less than the national average of 0.57%.
- Cardholders in 07004 who are more than 90 days late on payments
-
- New Jersey Rate: 0.56%
- National Average: 0.57%
- Statute of limitations for credit card debt in 07004 [4]
-
- 07004 (New Jersey) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 07004 (Fairfield, NJ)
Recent credit card complaints originating from consumers in 07004, NJ. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 07004
| Complaint Issue |
Number of Complaints* |
| Improper use of your report |
12 |
| Incorrect information on your report |
9 |
| Other features, terms, or problems |
4 |
| Problem with a company's investigation into an existing problem |
4 |
| Managing an account |
3 |
| Other |
10 |
* Total 2021 - 2024 (current)
Additional information about New Jersey
About 07004
07004 is associated with the city of Fairfield, which is located in Essex County in the state of New Jersey. [6]
Did you know?
Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.
Other ZIP Codes in New Jersey
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
