Credit Card & Personal Finance Statistics in 07007
Credit Card Debt in 07007
- 07007 Credit Card Debt
-
- The estimated average credit card debt for 07007 residents is $5,484. [1]
- Average credit card debt amount in New Jersey (all cities) is
10% greater than the national average of $4,965.
- Collectively, New Jersey cities rank 6th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 07007
07007 Credit Scores
- Credit Scores in 07007
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- Residents of 07007 (NJ) have an estimated average credit score of 708. [3]
- The average credit score in New Jersey (all cities) is
1.72% greater than the national average score of 696.
- New Jersey collectively ranks 21st in the U.S. in average credit score of residents. [3]
More 07007 (Caldwell, NJ) Credit Stats
- Credit card delinquency rates in New Jersey [2]
-
- New Jersey residents (all cities) rank 26th in the U.S. with a rate that
is 2% less than the national average of 0.57%.
- Cardholders in 07007 who are more than 90 days late on payments
-
- New Jersey Rate: 0.56%
- National Average: 0.57%
- Statute of limitations for credit card debt in 07007 [4]
-
- 07007 (New Jersey) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 07007 (Caldwell, NJ)
Recent credit card complaints originating from consumers in 07007, NJ. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 07007
| Complaint Issue |
Number of Complaints* |
| Dealing with your lender or servicer |
1 |
| Problem with a credit reporting company's investigation |
1 |
* Total 2021 - 2024 (current)
Additional information about New Jersey
About 07007
07007 is associated with the city of Caldwell, which is located in Essex County in the state of New Jersey. [6]
Did you know?
Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.
Other ZIP Codes in New Jersey
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
