Comprehensive Local Credit Card Guide

Credit Cards in 07020 (Edgewater, NJ)

Credit Card Debt in 07020

^ Average credit card debt in 07020 is approximately $5,484, based on overall New Jersey data. ^[1]

Credit Card Delinquency in 07020

^ Based on overall New Jersey data, the credit card delinquency rate in Edgewater is approximately 0.56%. ^[2]

Credit Scores in 07020

^ The average credit score in Edgewater is approximately 708, based on collective New Jersey data. ^[3]

Credit Card & Personal Finance Statistics in 07020

Credit Card Debt in 07020

07020 Credit Card Debt
- The estimated average credit card debt for 07020 residents is $5,484. ^[1]
- Average credit card debt amount in New Jersey (all cities) is 10% greater than the national average of $4,965.
- Collectively, New Jersey cities rank 6th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 07020

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07020 Credit Scores

Credit Scores in 07020
- Residents of 07020 (NJ) have an estimated average credit score of 708. ^[3]
- The average credit score in New Jersey (all cities) is 1.72% greater than the national average score of 696.
- New Jersey collectively ranks 21st in the U.S. in average credit score of residents. ^[3]

More 07020 (Edgewater, NJ) Credit Stats

Credit card delinquency rates in New Jersey ^[2]
- New Jersey residents (all cities) rank 26th in the U.S. with a rate that is 2% less than the national average of 0.57%.

Cardholders in 07020 who are more than 90 days late on payments
- New Jersey Rate: 0.56%
- National Average: 0.57%

Statute of limitations for credit card debt in 07020 ^[4]
- 07020 (New Jersey) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 07020 (Edgewater, NJ)

Recent credit card complaints originating from consumers in 07020, NJ. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 07020

Complaint Issue	Number of Complaints*
Improper use of your report	91
Incorrect information on your report	72
Problem with a credit reporting company's investigation	19
Problem with a company's investigation into an existing problem	13
Credit monitoring or identity theft protection services	10
Other	27

* Total 2021 - 2024 (current)

Additional information about New Jersey

About 07020

07020 is associated with the city of Edgewater, which is located in Bergen County in the state of New Jersey. ^[6]

07020 Credit Cards

For more information about 07020 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in New Jersey

Cities in NJ

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New Jersey State Legislature

5. ^ Consumer financial complaints in 07020

6. ^ United States Census Bureau