Credit Card & Personal Finance Statistics in 07082
Credit Card Debt in 07082
- 07082 Credit Card Debt
-
- The estimated average credit card debt for 07082 residents is $5,484. [1]
- Average credit card debt amount in New Jersey (all cities) is
10% greater than the national average of $4,965.
- Collectively, New Jersey cities rank 6th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 07082
07082 Credit Scores
- Credit Scores in 07082
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- Residents of 07082 (NJ) have an estimated average credit score of 708. [3]
- The average credit score in New Jersey (all cities) is
1.72% greater than the national average score of 696.
- New Jersey collectively ranks 21st in the U.S. in average credit score of residents. [3]
More 07082 (Towaco, NJ) Credit Stats
- Credit card delinquency rates in New Jersey [2]
-
- New Jersey residents (all cities) rank 26th in the U.S. with a rate that
is 2% less than the national average of 0.57%.
- Cardholders in 07082 who are more than 90 days late on payments
-
- New Jersey Rate: 0.56%
- National Average: 0.57%
- Statute of limitations for credit card debt in 07082 [4]
-
- 07082 (New Jersey) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 07082 (Towaco, NJ)
Recent credit card complaints originating from consumers in 07082, NJ. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 07082
| Complaint Issue |
Number of Complaints* |
| Incorrect information on your report |
13 |
| Improper use of your report |
8 |
| Problem with a credit reporting company's investigation |
6 |
| Problem with a company's investigation into an existing problem |
3 |
| Managing an account |
2 |
| Other |
5 |
* Total 2021 - 2024 (current)
Additional information about New Jersey
About 07082
07082 is associated with the city of Towaco, which is located in Morris County in the state of New Jersey. [6]
Did you know?
Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.
Other ZIP Codes in New Jersey
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
