Credit Card & Personal Finance Statistics in 07640
Credit Card Debt in 07640
- 07640 Credit Card Debt
-
- The estimated average credit card debt for 07640 residents is $5,484. [1]
- Average credit card debt amount in New Jersey (all cities) is
10% greater than the national average of $4,965.
- Collectively, New Jersey cities rank 6th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 07640
07640 Credit Scores
- Credit Scores in 07640
-
- Residents of 07640 (NJ) have an estimated average credit score of 708. [3]
- The average credit score in New Jersey (all cities) is
1.72% greater than the national average score of 696.
- New Jersey collectively ranks 21st in the U.S. in average credit score of residents. [3]
More 07640 (Harrington Park, NJ) Credit Stats
- Credit card delinquency rates in New Jersey [2]
-
- New Jersey residents (all cities) rank 26th in the U.S. with a rate that
is 2% less than the national average of 0.57%.
- Cardholders in 07640 who are more than 90 days late on payments
-
- New Jersey Rate: 0.56%
- National Average: 0.57%
- Statute of limitations for credit card debt in 07640 [4]
-
- 07640 (New Jersey) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 07640 (Harrington Park, NJ)
Recent credit card complaints originating from consumers in 07640, NJ. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 07640
Complaint Issue |
Number of Complaints* |
Attempts to collect debt not owed |
1 |
* Total 2021 - 2024 (current)
Additional information about New Jersey
About 07640
07640 is associated with the city of Harrington Park, which is located in Bergen County in the state of New Jersey. [6]
Did you know?
The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.
Other ZIP Codes in New Jersey
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
4. ^ New Jersey State Legislature
5. ^ Consumer Financial Protection Bureau
6. ^ United States Census Bureau