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Comprehensive Local Credit Card Guide

Somerville Credit Cards

Credit Card Debt in Somerville

^ Average credit card debt in Somerville is approximately $5,484, based on overall New Jersey data. [1]

Credit Card Delinquency in Somerville

^ Based on overall NJ data, the credit card delinquency rate in Somerville is approximately 0.56%. [2]

Credit Scores in Somerville

^ The average credit score in Somerville is approximately 708, based on collective New Jersey data. [3]

NJ Credit Cards

Somerville, NJ Credit Card & Personal Finance Statistics

Somerville Credit Card Debt

  • Credit Card Debt in Somerville
    • The estimated average credit card debt for Somerville residents is $5,484. [1]
    • Average credit card debt amount in New Jersey (all cities) is 10% greater than the national average of $4,965.
    • Collectively, New Jersey cities rank 6th in the U.S. in average credit card debt. [1]

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Somerville Credit Scores

  • Credit Scores in Somerville
    • Residents of Somerville, NJ have an estimated average credit score of 708. [3]
    • The average credit score in New Jersey (all cities) is 1.72% greater than the national average score of 696.
    • New Jersey collectively ranks 21st in the U.S. in average credit score of residents. [3]

More Somerville, NJ Credit Stats

  • Credit card delinquency rates in New Jersey [2]
    • New Jersey residents (all cities) rank 26th in the U.S. with a rate that is 2% less than the national average of 0.57%.
  • Somerville cardholders that are more than 90 days late on payments
    • New Jersey Rate: 0.56%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Somerville [4]
    • Somerville (New Jersey) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about New Jersey

About Somerville

Somerville is a borough located in Somerset County in the state of New Jersey, and has a population of approximately 12,098. [6]

NJ Credit Cards

Somerville Credit Cards

For more information about Somerville credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Additional Cities in NJ

ZIP Codes in New Jersey



1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New Jersey State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau