Somerville, NJ Credit Card & Personal Finance Statistics
Somerville Credit Card Debt
- Credit Card Debt in Somerville
- The estimated average credit card debt for Somerville residents is $5,484. 
- Average credit card debt amount in New Jersey (all cities) is
10% greater than the national average of $4,965.
- Collectively, New Jersey cities rank 6th in the U.S. in average credit card debt. 
Somerville Credit Card Calculator
Somerville Credit Scores
- Credit Scores in Somerville
- Residents of Somerville, NJ have an estimated average credit score of 708. 
- The average credit score in New Jersey (all cities) is
1.72% greater than the national average score of 696.
- New Jersey collectively ranks 21st in the U.S. in average credit score of residents. 
More Somerville, NJ Credit Stats
- Credit card delinquency rates in New Jersey 
- New Jersey residents (all cities) rank 26th in the U.S. with a rate that
is 2% less than the national average of 0.57%.
- Somerville cardholders that are more than 90 days late on payments
- New Jersey Rate: 0.56%
- National Average: 0.57%
- Statute of limitations for credit card debt in Somerville 
- Somerville (New Jersey) Law: 6 years
- U.S. State Average: 5.4 years
Additional information about New Jersey
Somerville is a borough located in Somerset County in the state of New Jersey, and has a population of approximately 12,098. 
Did you know?
The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
4. ^ New Jersey State Legislature
5. ^ Consumer Financial Protection Bureau
6. ^ United States Census Bureau