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Comprehensive Local Credit Card Guide

Credit Cards in 07661 (River Edge, NJ)

Credit Card Debt in 07661

^ Average credit card debt in 07661 is approximately $5,484, based on overall New Jersey data. [1]

Credit Card Delinquency in 07661

^ Based on overall New Jersey data, the credit card delinquency rate in River Edge is approximately 0.56%. [2]

Credit Scores in 07661

^ The average credit score in River Edge is approximately 708, based on collective New Jersey data. [3]

NJ Credit Cards

Credit Card & Personal Finance Statistics in 07661

Credit Card Debt in 07661


  • 07661 Credit Card Debt
    • The estimated average credit card debt for 07661 residents is $5,484. [1]
    • Average credit card debt amount in New Jersey (all cities) is 10% greater than the national average of $4,965.
    • Collectively, New Jersey cities rank 6th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 07661


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07661 Credit Scores


  • Credit Scores in 07661
    • Residents of 07661 (NJ) have an estimated average credit score of 708. [3]
    • The average credit score in New Jersey (all cities) is 1.72% greater than the national average score of 696.
    • New Jersey collectively ranks 21st in the U.S. in average credit score of residents. [3]

More 07661 (River Edge, NJ) Credit Stats

  • Credit card delinquency rates in New Jersey [2]
    • New Jersey residents (all cities) rank 26th in the U.S. with a rate that is 2% less than the national average of 0.57%.
  • Cardholders in 07661 who are more than 90 days late on payments
    • New Jersey Rate: 0.56%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 07661 [4]
    • 07661 (New Jersey) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 07661 (River Edge, NJ)

Recent credit card complaints originating from consumers in 07661, NJ. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 07661

Complaint Issue Number of Complaints*
Incorrect information on your report 15
Improper use of your report 9
Problem with a credit reporting company's investigation 5
Struggling to repay your loan 2
Fraud or scam 1
Other 2
* Total 2021 - 2024 (current)

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Additional information about New Jersey

About 07661

07661 is associated with the city of River Edge, which is located in Bergen County in the state of New Jersey. [6]

NJ Credit Cards

07661 Credit Cards

For more information about 07661 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in New Jersey


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Cities in NJ

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New Jersey State Legislature

5. ^ Consumer financial complaints in 07661

6. ^ United States Census Bureau