Credit Card & Personal Finance Statistics in 07720
Credit Card Debt in 07720
- 07720 Credit Card Debt
-
- The estimated average credit card debt for 07720 residents is $5,484. [1]
- Average credit card debt amount in New Jersey (all cities) is
10% greater than the national average of $4,965.
- Collectively, New Jersey cities rank 6th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 07720
07720 Credit Scores
- Credit Scores in 07720
-
- Residents of 07720 (NJ) have an estimated average credit score of 708. [3]
- The average credit score in New Jersey (all cities) is
1.72% greater than the national average score of 696.
- New Jersey collectively ranks 21st in the U.S. in average credit score of residents. [3]
More 07720 (Bradley Beach, NJ) Credit Stats
- Credit card delinquency rates in New Jersey [2]
-
- New Jersey residents (all cities) rank 26th in the U.S. with a rate that
is 2% less than the national average of 0.57%.
- Cardholders in 07720 who are more than 90 days late on payments
-
- New Jersey Rate: 0.56%
- National Average: 0.57%
- Statute of limitations for credit card debt in 07720 [4]
-
- 07720 (New Jersey) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 07720 (Bradley Beach, NJ)
Recent credit card complaints originating from consumers in 07720, NJ. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 07720
| Complaint Issue |
Number of Complaints* |
| Incorrect information on your report |
8 |
| Improper use of your report |
3 |
| Managing an account |
2 |
| Problem getting a card or closing an account |
1 |
| Problem with a purchase or transfer |
1 |
| Other |
2 |
* Total 2021 - 2024 (current)
Additional information about New Jersey
About 07720
07720 is associated with the city of Bradley Beach, which is located in Monmouth County in the state of New Jersey. [6]
Did you know?
Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.
Other ZIP Codes in New Jersey
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
