Credit Card & Personal Finance Statistics in 07722
Credit Card Debt in 07722
- 07722 Credit Card Debt
-
- The estimated average credit card debt for 07722 residents is $5,484. [1]
- Average credit card debt amount in New Jersey (all cities) is
10% greater than the national average of $4,965.
- Collectively, New Jersey cities rank 6th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 07722
07722 Credit Scores
- Credit Scores in 07722
-
- Residents of 07722 (NJ) have an estimated average credit score of 708. [3]
- The average credit score in New Jersey (all cities) is
1.72% greater than the national average score of 696.
- New Jersey collectively ranks 21st in the U.S. in average credit score of residents. [3]
More 07722 (Colts Neck, NJ) Credit Stats
- Credit card delinquency rates in New Jersey [2]
-
- New Jersey residents (all cities) rank 26th in the U.S. with a rate that
is 2% less than the national average of 0.57%.
- Cardholders in 07722 who are more than 90 days late on payments
-
- New Jersey Rate: 0.56%
- National Average: 0.57%
- Statute of limitations for credit card debt in 07722 [4]
-
- 07722 (New Jersey) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 07722 (Colts Neck, NJ)
Recent credit card complaints originating from consumers in 07722, NJ. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 07722
| Complaint Issue |
Number of Complaints* |
| Improper use of your report |
9 |
| Attempts to collect debt not owed |
2 |
| Fees or interest |
2 |
| Trouble during payment process |
2 |
| Dealing with your lender or servicer |
1 |
| Other |
4 |
* Total 2021 - 2024 (current)
Additional information about New Jersey
About 07722
07722 is associated with the city of Colts Neck, which is located in Monmouth County in the state of New Jersey. [6]
Did you know?
The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.
Other ZIP Codes in New Jersey
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
