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Comprehensive Local Credit Card Guide

Credit Cards in 07748 (Middletown, NJ)

Credit Card Debt in 07748

^ Average credit card debt in 07748 is approximately $5,484, based on overall New Jersey data. [1]

Credit Card Delinquency in 07748

^ Based on overall New Jersey data, the credit card delinquency rate in Middletown is approximately 0.56%. [2]

Credit Scores in 07748

^ The average credit score in Middletown is approximately 708, based on collective New Jersey data. [3]

NJ Credit Cards

Credit Card & Personal Finance Statistics in 07748

Credit Card Debt in 07748


  • 07748 Credit Card Debt
    • The estimated average credit card debt for 07748 residents is $5,484. [1]
    • Average credit card debt amount in New Jersey (all cities) is 10% greater than the national average of $4,965.
    • Collectively, New Jersey cities rank 6th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 07748


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07748 Credit Scores


  • Credit Scores in 07748
    • Residents of 07748 (NJ) have an estimated average credit score of 708. [3]
    • The average credit score in New Jersey (all cities) is 1.72% greater than the national average score of 696.
    • New Jersey collectively ranks 21st in the U.S. in average credit score of residents. [3]

More 07748 (Middletown, NJ) Credit Stats

  • Credit card delinquency rates in New Jersey [2]
    • New Jersey residents (all cities) rank 26th in the U.S. with a rate that is 2% less than the national average of 0.57%.
  • Cardholders in 07748 who are more than 90 days late on payments
    • New Jersey Rate: 0.56%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 07748 [4]
    • 07748 (New Jersey) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 07748 (Middletown, NJ)

Recent credit card complaints originating from consumers in 07748, NJ. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 07748

Complaint Issue Number of Complaints*
Incorrect information on your report 114
Improper use of your report 47
Problem with a company's investigation into an existing problem 18
Attempts to collect debt not owed 11
Managing an account 11
Other 75
* Total 2021 - 2024 (current)

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Additional information about New Jersey

About 07748

07748 is associated with the city of Middletown, which is located in Monmouth County in the state of New Jersey. [6]

NJ Credit Cards

07748 Credit Cards

For more information about 07748 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in New Jersey


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Cities in NJ

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New Jersey State Legislature

5. ^ Consumer financial complaints in 07748

6. ^ United States Census Bureau