Credit Card & Personal Finance Statistics in 07922
Credit Card Debt in 07922
- 07922 Credit Card Debt
-
- The estimated average credit card debt for 07922 residents is $5,484. [1]
- Average credit card debt amount in New Jersey (all cities) is
10% greater than the national average of $4,965.
- Collectively, New Jersey cities rank 6th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 07922
07922 Credit Scores
- Credit Scores in 07922
-
- Residents of 07922 (NJ) have an estimated average credit score of 708. [3]
- The average credit score in New Jersey (all cities) is
1.72% greater than the national average score of 696.
- New Jersey collectively ranks 21st in the U.S. in average credit score of residents. [3]
More 07922 (Berkeley Heights, NJ) Credit Stats
- Credit card delinquency rates in New Jersey [2]
-
- New Jersey residents (all cities) rank 26th in the U.S. with a rate that
is 2% less than the national average of 0.57%.
- Cardholders in 07922 who are more than 90 days late on payments
-
- New Jersey Rate: 0.56%
- National Average: 0.57%
- Statute of limitations for credit card debt in 07922 [4]
-
- 07922 (New Jersey) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 07922 (Berkeley Heights, NJ)
Recent credit card complaints originating from consumers in 07922, NJ. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 07922
Complaint Issue |
Number of Complaints* |
Closing an account |
2 |
Managing an account |
2 |
Opening an account |
2 |
Problem with a purchase shown on your statement |
2 |
Dealing with your lender or servicer |
1 |
Other |
2 |
* Total 2021 - 2024 (current)
Additional information about New Jersey
About 07922
07922 is associated with the city of Berkeley Heights, which is located in Union County in the state of New Jersey. [6]
Did you know?
The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.
Other ZIP Codes in New Jersey
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax