Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Credit Cards in 07930 (Chester, NJ)

Credit Card Debt in 07930

^ Average credit card debt in 07930 is approximately $5,484, based on overall New Jersey data. [1]

Credit Card Delinquency in 07930

^ Based on overall New Jersey data, the credit card delinquency rate in Chester is approximately 0.56%. [2]

Credit Scores in 07930

^ The average credit score in Chester is approximately 708, based on collective New Jersey data. [3]

NJ Credit Cards

Credit Card & Personal Finance Statistics in 07930

Credit Card Debt in 07930


  • 07930 Credit Card Debt
    • The estimated average credit card debt for 07930 residents is $5,484. [1]
    • Average credit card debt amount in New Jersey (all cities) is 10% greater than the national average of $4,965.
    • Collectively, New Jersey cities rank 6th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 07930


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


07930 Credit Scores


  • Credit Scores in 07930
    • Residents of 07930 (NJ) have an estimated average credit score of 708. [3]
    • The average credit score in New Jersey (all cities) is 1.72% greater than the national average score of 696.
    • New Jersey collectively ranks 21st in the U.S. in average credit score of residents. [3]

More 07930 (Chester, NJ) Credit Stats

  • Credit card delinquency rates in New Jersey [2]
    • New Jersey residents (all cities) rank 26th in the U.S. with a rate that is 2% less than the national average of 0.57%.
  • Cardholders in 07930 who are more than 90 days late on payments
    • New Jersey Rate: 0.56%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 07930 [4]
    • 07930 (New Jersey) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 07930 (Chester, NJ)

Recent credit card complaints originating from consumers in 07930, NJ. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 07930

Complaint Issue Number of Complaints*
Attempts to collect debt not owed 2
Problem with a credit reporting company's investigation 2
False statements or representation 1
Getting a credit card 1
Problem with a purchase shown on your statement 1
Other 2
* Total 2021 - 2024 (current)

CIT Savings Builder

Additional information about New Jersey

About 07930

07930 is associated with the city of Chester, which is located in Morris County in the state of New Jersey. [6]

NJ Credit Cards

07930 Credit Cards

For more information about 07930 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in New Jersey


Go

Cities in NJ

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New Jersey State Legislature

5. ^ Consumer financial complaints in 07930

6. ^ United States Census Bureau