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Comprehensive Local Credit Card Guide

Credit Cards in 10027 (New York, NY)

Credit Card Debt in 10027

^ Average credit card debt in 10027 is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in 10027

^ Based on overall New York data, the credit card delinquency rate in New York is approximately 0.59%. [2]

Credit Scores in 10027

^ The average credit score in New York is approximately 704, based on collective New York data. [3]

NY Credit Cards

Credit Card & Personal Finance Statistics in 10027

Credit Card Debt in 10027


  • 10027 Credit Card Debt
    • The estimated average credit card debt for 10027 residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 10027


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10027 Credit Scores


  • Credit Scores in 10027
    • Residents of 10027 (NY) have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More 10027 (New York, NY) Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Cardholders in 10027 who are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 10027 [4]
    • 10027 (New York) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 10027 (New York, NY)

Recent credit card complaints originating from consumers in 10027, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 10027

Complaint Issue Number of Complaints*
Incorrect information on your report 297
Improper use of your report 214
Problem with a credit reporting company's investigation 92
Managing an account 42
Attempts to collect debt not owed 23
Other 169
* Total 2021 - 2024 (current)

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Additional information about New York

About 10027

10027 is associated with the city of New York, which is located in New York County in the state of New York. [6]

NY Credit Cards

10027 Credit Cards

For more information about 10027 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in New York


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Cities in NY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer financial complaints in 10027

6. ^ United States Census Bureau