Credit Card & Personal Finance Statistics in 10505
Credit Card Debt in 10505
- 10505 Credit Card Debt
-
- The estimated average credit card debt for 10505 residents is $4,952. [1]
- Average credit card debt amount in New York (all cities) is
0% less than the national average of $4,965.
- Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 10505
10505 Credit Scores
- Credit Scores in 10505
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- Residents of 10505 (NY) have an estimated average credit score of 704. [3]
- The average credit score in New York (all cities) is
1.15% greater than the national average score of 696.
- New York collectively ranks 24th in the U.S. in average credit score of residents. [3]
More 10505 (Baldwin Place, NY) Credit Stats
- Credit card delinquency rates in New York [2]
-
- New York residents (all cities) rank 19th in the U.S. with a rate that
is 4% greater than the national average of 0.57%.
- Cardholders in 10505 who are more than 90 days late on payments
-
- New York Rate: 0.59%
- National Average: 0.57%
- Statute of limitations for credit card debt in 10505 [4]
-
- 10505 (New York) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 10505 (Baldwin Place, NY)
Recent credit card complaints originating from consumers in 10505, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 10505
| Complaint Issue |
Number of Complaints* |
| Incorrect information on your report |
17 |
| Improper use of your report |
3 |
| Problem with a credit reporting company's investigation |
1 |
| Problem with fraud alerts or security freezes |
1 |
| Struggling to repay your loan |
1 |
| Other |
1 |
* Total 2021 - 2024 (current)
Additional information about New York
About 10505
10505 is associated with the city of Baldwin Place, which is located in Westchester County in the state of New York. [6]
Did you know?
A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.
Other ZIP Codes in New York
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
