Credit Card & Personal Finance Statistics in 10512
Credit Card Debt in 10512
- 10512 Credit Card Debt
-
- The estimated average credit card debt for 10512 residents is $4,952. [1]
- Average credit card debt amount in New York (all cities) is
0% less than the national average of $4,965.
- Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 10512
10512 Credit Scores
- Credit Scores in 10512
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- Residents of 10512 (NY) have an estimated average credit score of 704. [3]
- The average credit score in New York (all cities) is
1.15% greater than the national average score of 696.
- New York collectively ranks 24th in the U.S. in average credit score of residents. [3]
More 10512 (Carmel, NY) Credit Stats
- Credit card delinquency rates in New York [2]
-
- New York residents (all cities) rank 19th in the U.S. with a rate that
is 4% greater than the national average of 0.57%.
- Cardholders in 10512 who are more than 90 days late on payments
-
- New York Rate: 0.59%
- National Average: 0.57%
- Statute of limitations for credit card debt in 10512 [4]
-
- 10512 (New York) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 10512 (Carmel, NY)
Recent credit card complaints originating from consumers in 10512, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 10512
| Complaint Issue |
Number of Complaints* |
| Incorrect information on your report |
29 |
| Improper use of your report |
20 |
| Managing an account |
11 |
| Attempts to collect debt not owed |
8 |
| Problem with a purchase shown on your statement |
7 |
| Other |
53 |
* Total 2021 - 2024 (current)
Additional information about New York
About 10512
10512 is associated with the city of Carmel, which is located in Putnam County in the state of New York. [6]
Did you know?
Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.
Other ZIP Codes in New York
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
