Comprehensive Local Credit Card Guide

Credit Cards in 10522 (Dobbs Ferry, NY)

Credit Card Debt in 10522

^ Average credit card debt in 10522 is approximately $4,952, based on overall New York data. ^[1]

Credit Card Delinquency in 10522

^ Based on overall New York data, the credit card delinquency rate in Dobbs Ferry is approximately 0.59%. ^[2]

Credit Scores in 10522

^ The average credit score in Dobbs Ferry is approximately 704, based on collective New York data. ^[3]

Credit Card & Personal Finance Statistics in 10522

Credit Card Debt in 10522

10522 Credit Card Debt
- The estimated average credit card debt for 10522 residents is $4,952. ^[1]
- Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
- Collectively, New York cities rank 20th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 10522

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10522 Credit Scores

Credit Scores in 10522
- Residents of 10522 (NY) have an estimated average credit score of 704. ^[3]
- The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
- New York collectively ranks 24th in the U.S. in average credit score of residents. ^[3]

More 10522 (Dobbs Ferry, NY) Credit Stats

Credit card delinquency rates in New York ^[2]
- New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.

Cardholders in 10522 who are more than 90 days late on payments
- New York Rate: 0.59%
- National Average: 0.57%

Statute of limitations for credit card debt in 10522 ^[4]
- 10522 (New York) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 10522 (Dobbs Ferry, NY)

Recent credit card complaints originating from consumers in 10522, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 10522

Complaint Issue	Number of Complaints*
Incorrect information on your report	30
Improper use of your report	4
Applying for a mortgage or refinancing an existing mortgage	2
Problem with a credit reporting company's investigation	2
Attempts to collect debt not owed	1
Other	6

* Total 2021 - 2024 (current)

Additional information about New York

About 10522

10522 is associated with the city of Dobbs Ferry, which is located in Westchester County in the state of New York. ^[6]

10522 Credit Cards

For more information about 10522 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in New York

Cities in NY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer financial complaints in 10522

6. ^ United States Census Bureau