Comprehensive Local Credit Card Guide

Credit Cards in 10524 (Garrison, NY)

Credit Card Debt in 10524

^ Average credit card debt in 10524 is approximately $4,952, based on overall New York data. ^[1]

Credit Card Delinquency in 10524

^ Based on overall New York data, the credit card delinquency rate in Garrison is approximately 0.59%. ^[2]

Credit Scores in 10524

^ The average credit score in Garrison is approximately 704, based on collective New York data. ^[3]

Credit Card & Personal Finance Statistics in 10524

Credit Card Debt in 10524

10524 Credit Card Debt
- The estimated average credit card debt for 10524 residents is $4,952. ^[1]
- Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
- Collectively, New York cities rank 20th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 10524

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10524 Credit Scores

Credit Scores in 10524
- Residents of 10524 (NY) have an estimated average credit score of 704. ^[3]
- The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
- New York collectively ranks 24th in the U.S. in average credit score of residents. ^[3]

More 10524 (Garrison, NY) Credit Stats

Credit card delinquency rates in New York ^[2]
- New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.

Cardholders in 10524 who are more than 90 days late on payments
- New York Rate: 0.59%
- National Average: 0.57%

Statute of limitations for credit card debt in 10524 ^[4]
- 10524 (New York) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 10524 (Garrison, NY)

Recent credit card complaints originating from consumers in 10524, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 10524

Complaint Issue	Number of Complaints*
Attempts to collect debt not owed	1
Problem with a purchase shown on your statement	1

* Total 2021 - 2024 (current)

Additional information about New York

About 10524

10524 is associated with the city of Garrison, which is located in Putnam County in the state of New York. ^[6]

10524 Credit Cards

For more information about 10524 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in New York

Cities in NY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau