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Comprehensive Local Credit Card Guide

Credit Cards in 10541 (Mahopac, NY)

Credit Card Debt in 10541

^ Average credit card debt in 10541 is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in 10541

^ Based on overall New York data, the credit card delinquency rate in Mahopac is approximately 0.59%. [2]

Credit Scores in 10541

^ The average credit score in Mahopac is approximately 704, based on collective New York data. [3]

NY Credit Cards

Credit Card & Personal Finance Statistics in 10541

Credit Card Debt in 10541


  • 10541 Credit Card Debt
    • The estimated average credit card debt for 10541 residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 10541


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10541 Credit Scores


  • Credit Scores in 10541
    • Residents of 10541 (NY) have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More 10541 (Mahopac, NY) Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Cardholders in 10541 who are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 10541 [4]
    • 10541 (New York) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 10541 (Mahopac, NY)

Recent credit card complaints originating from consumers in 10541, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 10541

Complaint Issue Number of Complaints*
Improper use of your report 40
Incorrect information on your report 23
Trouble during payment process 8
Problem with a credit reporting company's investigation 6
Struggling to pay mortgage 6
Other 47
* Total 2021 - 2024 (current)

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Additional information about New York

About 10541

10541 is associated with the city of Mahopac, which is located in Putnam County in the state of New York. [6]

NY Credit Cards

10541 Credit Cards

For more information about 10541 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in New York


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer financial complaints in 10541

6. ^ United States Census Bureau