Comprehensive Local Credit Card Guide

Credit Cards in 10549 (Mount Kisco, NY)

Credit Card Debt in 10549

^ Average credit card debt in 10549 is approximately $4,952, based on overall New York data. ^[1]

Credit Card Delinquency in 10549

^ Based on overall New York data, the credit card delinquency rate in Mount Kisco is approximately 0.59%. ^[2]

Credit Scores in 10549

^ The average credit score in Mount Kisco is approximately 704, based on collective New York data. ^[3]

Credit Card & Personal Finance Statistics in 10549

Credit Card Debt in 10549

10549 Credit Card Debt
- The estimated average credit card debt for 10549 residents is $4,952. ^[1]
- Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
- Collectively, New York cities rank 20th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 10549

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10549 Credit Scores

Credit Scores in 10549
- Residents of 10549 (NY) have an estimated average credit score of 704. ^[3]
- The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
- New York collectively ranks 24th in the U.S. in average credit score of residents. ^[3]

More 10549 (Mount Kisco, NY) Credit Stats

Credit card delinquency rates in New York ^[2]
- New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.

Cardholders in 10549 who are more than 90 days late on payments
- New York Rate: 0.59%
- National Average: 0.57%

Statute of limitations for credit card debt in 10549 ^[4]
- 10549 (New York) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 10549 (Mount Kisco, NY)

Recent credit card complaints originating from consumers in 10549, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 10549

Complaint Issue	Number of Complaints*
Incorrect information on your report	15
Problem with a credit reporting company's investigation	12
Improper use of your report	4
Took or threatened to take negative or legal action	3
Managing the loan or lease	2
Other	15

* Total 2021 - 2024 (current)

Additional information about New York

About 10549

10549 is associated with the city of Mount Kisco, which is located in Westchester County in the state of New York. ^[6]

10549 Credit Cards

For more information about 10549 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in New York

Cities in NY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer financial complaints in 10549

6. ^ United States Census Bureau