Comprehensive Local Credit Card Guide

Credit Cards in 10550 (Mount Vernon, NY)

Credit Card Debt in 10550

^ Average credit card debt in 10550 is approximately $4,952, based on overall New York data. ^[1]

Credit Card Delinquency in 10550

^ Based on overall New York data, the credit card delinquency rate in Mount Vernon is approximately 0.59%. ^[2]

Credit Scores in 10550

^ The average credit score in Mount Vernon is approximately 704, based on collective New York data. ^[3]

Credit Card & Personal Finance Statistics in 10550

Credit Card Debt in 10550

10550 Credit Card Debt
- The estimated average credit card debt for 10550 residents is $4,952. ^[1]
- Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
- Collectively, New York cities rank 20th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 10550

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10550 Credit Scores

Credit Scores in 10550
- Residents of 10550 (NY) have an estimated average credit score of 704. ^[3]
- The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
- New York collectively ranks 24th in the U.S. in average credit score of residents. ^[3]

More 10550 (Mount Vernon, NY) Credit Stats

Credit card delinquency rates in New York ^[2]
- New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.

Cardholders in 10550 who are more than 90 days late on payments
- New York Rate: 0.59%
- National Average: 0.57%

Statute of limitations for credit card debt in 10550 ^[4]
- 10550 (New York) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 10550 (Mount Vernon, NY)

Recent credit card complaints originating from consumers in 10550, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 10550

Complaint Issue	Number of Complaints*
Incorrect information on your report	827
Improper use of your report	697
Problem with a credit reporting company's investigation	166
Problem with a company's investigation into an existing problem	141
Attempts to collect debt not owed	68
Other	215

* Total 2021 - 2024 (current)

Additional information about New York

About 10550

10550 is associated with the city of Mount Vernon, which is located in Westchester County in the state of New York. ^[6]

10550 Credit Cards

For more information about 10550 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in New York

Cities in NY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer financial complaints in 10550

6. ^ United States Census Bureau