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Comprehensive Local Credit Card Guide

Credit Cards in 10598 (Yorktown Heights, NY)

Credit Card Debt in 10598

^ Average credit card debt in 10598 is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in 10598

^ Based on overall New York data, the credit card delinquency rate in Yorktown Heights is approximately 0.59%. [2]

Credit Scores in 10598

^ The average credit score in Yorktown Heights is approximately 704, based on collective New York data. [3]

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Credit Card & Personal Finance Statistics in 10598

Credit Card Debt in 10598


  • 10598 Credit Card Debt
    • The estimated average credit card debt for 10598 residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 10598


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10598 Credit Scores


  • Credit Scores in 10598
    • Residents of 10598 (NY) have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More 10598 (Yorktown Heights, NY) Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Cardholders in 10598 who are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 10598 [4]
    • 10598 (New York) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 10598 (Yorktown Heights, NY)

Recent credit card complaints originating from consumers in 10598, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 10598

Complaint Issue Number of Complaints*
Incorrect information on your report 128
Improper use of your report 97
Problem with a credit reporting company's investigation 37
Fees or interest 10
Getting a credit card 10
Other 88
* Total 2021 - 2024 (current)

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Additional information about New York

About 10598

10598 is associated with the city of Yorktown Heights, which is located in Westchester County in the state of New York. [6]

NY Credit Cards

10598 Credit Cards

For more information about 10598 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer financial complaints in 10598

6. ^ United States Census Bureau