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Comprehensive Local Credit Card Guide

Credit Cards in 10804 (New Rochelle, NY)

Credit Card Debt in 10804

^ Average credit card debt in 10804 is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in 10804

^ Based on overall New York data, the credit card delinquency rate in New Rochelle is approximately 0.59%. [2]

Credit Scores in 10804

^ The average credit score in New Rochelle is approximately 704, based on collective New York data. [3]

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Credit Card & Personal Finance Statistics in 10804

Credit Card Debt in 10804


  • 10804 Credit Card Debt
    • The estimated average credit card debt for 10804 residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 10804


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10804 Credit Scores


  • Credit Scores in 10804
    • Residents of 10804 (NY) have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More 10804 (New Rochelle, NY) Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Cardholders in 10804 who are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 10804 [4]
    • 10804 (New York) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 10804 (New Rochelle, NY)

Recent credit card complaints originating from consumers in 10804, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 10804

Complaint Issue Number of Complaints*
Improper use of your report 27
Incorrect information on your report 26
Problem with a credit reporting company's investigation 13
Problem with a company's investigation into an existing problem 9
Managing an account 8
Other 15
* Total 2021 - 2024 (current)

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Additional information about New York

About 10804

10804 is associated with the city of New Rochelle, which is located in Westchester County in the state of New York. [6]

NY Credit Cards

10804 Credit Cards

For more information about 10804 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer financial complaints in 10804

6. ^ United States Census Bureau