Comprehensive Local Credit Card Guide

Credit Cards in 10805 (New Rochelle, NY)

Credit Card Debt in 10805

^ Average credit card debt in 10805 is approximately $4,952, based on overall New York data. ^[1]

Credit Card Delinquency in 10805

^ Based on overall New York data, the credit card delinquency rate in New Rochelle is approximately 0.59%. ^[2]

Credit Scores in 10805

^ The average credit score in New Rochelle is approximately 704, based on collective New York data. ^[3]

Credit Card & Personal Finance Statistics in 10805

Credit Card Debt in 10805

10805 Credit Card Debt
- The estimated average credit card debt for 10805 residents is $4,952. ^[1]
- Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
- Collectively, New York cities rank 20th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 10805

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10805 Credit Scores

Credit Scores in 10805
- Residents of 10805 (NY) have an estimated average credit score of 704. ^[3]
- The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
- New York collectively ranks 24th in the U.S. in average credit score of residents. ^[3]

More 10805 (New Rochelle, NY) Credit Stats

Credit card delinquency rates in New York ^[2]
- New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.

Cardholders in 10805 who are more than 90 days late on payments
- New York Rate: 0.59%
- National Average: 0.57%

Statute of limitations for credit card debt in 10805 ^[4]
- 10805 (New York) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 10805 (New Rochelle, NY)

Recent credit card complaints originating from consumers in 10805, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 10805

Complaint Issue	Number of Complaints*
Incorrect information on your report	33
Improper use of your report	21
Problem with a credit reporting company's investigation	19
Managing an account	7
Credit monitoring or identity theft protection services	5
Other	16

* Total 2021 - 2024 (current)

Additional information about New York

About 10805

10805 is associated with the city of New Rochelle, which is located in Westchester County in the state of New York. ^[6]

10805 Credit Cards

For more information about 10805 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in New York

Cities in NY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau