Credit Card & Personal Finance Statistics in 10965
 
 
	
		
			
			Credit Card Debt in 10965
			
- 10965 Credit Card Debt
 
- 
- The estimated average credit card debt for 10965 residents is $4,952. [1]
 
- Average credit card debt amount in New York (all cities) is
0% less than the national average of $4,965.
 - Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]
 
 
			 
			
			Credit Card Calculator for 10965
			
			
			
			 
			
			10965 Credit Scores
			
- Credit Scores in 10965
 
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- Residents of 10965 (NY) have an estimated average credit score of 704. [3]
   
- The average credit score in New York (all cities) is
1.15% greater than the national average score of 696.
 - New York collectively ranks 24th in the U.S. in average credit score of residents. [3]
 
 
			 
		 
	 
 
More 10965 (Pearl River, NY) Credit Stats
 
	
		
- Credit card delinquency rates in New York [2]
 
- 
	
	- New York residents (all cities) rank 19th in the U.S. with a rate that 
is 4% greater than the national average of 0.57%.	
 
	
 
 
- Cardholders in 10965 who are more than 90 days late on payments
 
- 
	
	- New York Rate: 0.59%
 
	- National Average: 0.57%
 
	
 
 
- Statute of limitations for credit card debt in 10965 [4]
 
- 
	
 
	- 10965 (New York) Law: 6 years
 
	- U.S. State Average: 5.4 years
 
	
 
		 
	 
 
	
		
Credit Card Complaints in or near 10965 (Pearl River, NY)
	
 
	
		
Recent credit card complaints originating from consumers in 10965, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
	
  Consumer Complaints by Issue in 10965
  
    
    | Complaint Issue | 
    Number of Complaints* | 
    
        
      | Incorrect information on your report | 
      50 | 
    
        
      | Improper use of your report | 
      10 | 
    
        
      | Problem with a credit reporting company's investigation | 
      5 | 
    
        
      | Attempts to collect debt not owed | 
      2 | 
    
        
      | Trouble during payment process | 
      2 | 
    
        
      | Other | 
      4 | 
    
      
  * Total 2021 - 2024 (current)
 
						
		 
	 
 
Additional information about New York
 
	
		
			
			About 10965
			10965 is associated with the city of Pearl River, which is located in Rockland County in the state of New York. [6]
			 
			
			
			Did you know?
			Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.
			 
		 
	 
 
	
		
Other ZIP Codes in New York
	
 
	
		
			
			
		      1. ^ The Washington Post
		      2. ^ TransUnion
		      3. ^ Equifax