Comprehensive Local Credit Card Guide

Credit Cards in 10965 (Pearl River, NY)

Credit Card Debt in 10965

^ Average credit card debt in 10965 is approximately $4,952, based on overall New York data. ^[1]

Credit Card Delinquency in 10965

^ Based on overall New York data, the credit card delinquency rate in Pearl River is approximately 0.59%. ^[2]

Credit Scores in 10965

^ The average credit score in Pearl River is approximately 704, based on collective New York data. ^[3]

Credit Card & Personal Finance Statistics in 10965

Credit Card Debt in 10965

10965 Credit Card Debt
- The estimated average credit card debt for 10965 residents is $4,952. ^[1]
- Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
- Collectively, New York cities rank 20th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 10965

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10965 Credit Scores

Credit Scores in 10965
- Residents of 10965 (NY) have an estimated average credit score of 704. ^[3]
- The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
- New York collectively ranks 24th in the U.S. in average credit score of residents. ^[3]

More 10965 (Pearl River, NY) Credit Stats

Credit card delinquency rates in New York ^[2]
- New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.

Cardholders in 10965 who are more than 90 days late on payments
- New York Rate: 0.59%
- National Average: 0.57%

Statute of limitations for credit card debt in 10965 ^[4]
- 10965 (New York) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 10965 (Pearl River, NY)

Recent credit card complaints originating from consumers in 10965, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 10965

Complaint Issue	Number of Complaints*
Incorrect information on your report	11
Problem with a credit reporting company's investigation	5
Improper use of your report	3
Trouble during payment process	2
Applying for a mortgage or refinancing an existing mortgage	1
Other	3

* Total 2021 - 2024 (current)

Additional information about New York

About 10965

10965 is associated with the city of Pearl River, which is located in Rockland County in the state of New York. ^[6]

10965 Credit Cards

For more information about 10965 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in New York

Cities in NY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer financial complaints in 10965

6. ^ United States Census Bureau