Comprehensive Local Credit Card Guide

Credit Cards in 10977 (Spring Valley, NY)

Credit Card Debt in 10977

^ Average credit card debt in 10977 is approximately $4,952, based on overall New York data. ^[1]

Credit Card Delinquency in 10977

^ Based on overall New York data, the credit card delinquency rate in Spring Valley is approximately 0.59%. ^[2]

Credit Scores in 10977

^ The average credit score in Spring Valley is approximately 704, based on collective New York data. ^[3]

Credit Card & Personal Finance Statistics in 10977

Credit Card Debt in 10977

10977 Credit Card Debt
- The estimated average credit card debt for 10977 residents is $4,952. ^[1]
- Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
- Collectively, New York cities rank 20th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 10977

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10977 Credit Scores

Credit Scores in 10977
- Residents of 10977 (NY) have an estimated average credit score of 704. ^[3]
- The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
- New York collectively ranks 24th in the U.S. in average credit score of residents. ^[3]

More 10977 (Spring Valley, NY) Credit Stats

Credit card delinquency rates in New York ^[2]
- New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.

Cardholders in 10977 who are more than 90 days late on payments
- New York Rate: 0.59%
- National Average: 0.57%

Statute of limitations for credit card debt in 10977 ^[4]
- 10977 (New York) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 10977 (Spring Valley, NY)

Recent credit card complaints originating from consumers in 10977, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 10977

Complaint Issue	Number of Complaints*
Incorrect information on your report	464
Problem with a credit reporting company's investigation	329
Improper use of your report	178
Written notification about debt	66
Problem with a company's investigation into an existing problem	64
Other	220

* Total 2021 - 2024 (current)

Additional information about New York

About 10977

10977 is associated with the city of Spring Valley, which is located in Rockland County in the state of New York. ^[6]

10977 Credit Cards

For more information about 10977 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in New York

Cities in NY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer financial complaints in 10977

6. ^ United States Census Bureau