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Comprehensive Local Credit Card Guide

Credit Cards in 10997 (West Point, NY)

Credit Card Debt in 10997

^ Average credit card debt in 10997 is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in 10997

^ Based on overall New York data, the credit card delinquency rate in West Point is approximately 0.59%. [2]

Credit Scores in 10997

^ The average credit score in West Point is approximately 704, based on collective New York data. [3]

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Credit Card & Personal Finance Statistics in 10997

Credit Card Debt in 10997


  • 10997 Credit Card Debt
    • The estimated average credit card debt for 10997 residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 10997


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10997 Credit Scores


  • Credit Scores in 10997
    • Residents of 10997 (NY) have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More 10997 (West Point, NY) Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Cardholders in 10997 who are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 10997 [4]
    • 10997 (New York) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about New York

About 10997

10997 is associated with the city of West Point, which is located in Orange County in the state of New York. [6]

NY Credit Cards

10997 Credit Cards

For more information about 10997 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in New York


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau