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Comprehensive Local Credit Card Guide

Credit Cards in 11109 (Long Island City, NY)

Credit Card Debt in 11109

^ Average credit card debt in 11109 is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in 11109

^ Based on overall New York data, the credit card delinquency rate in Long Island City is approximately 0.59%. [2]

Credit Scores in 11109

^ The average credit score in Long Island City is approximately 704, based on collective New York data. [3]

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Credit Card & Personal Finance Statistics in 11109

Credit Card Debt in 11109


  • 11109 Credit Card Debt
    • The estimated average credit card debt for 11109 residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 11109


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11109 Credit Scores


  • Credit Scores in 11109
    • Residents of 11109 (NY) have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More 11109 (Long Island City, NY) Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Cardholders in 11109 who are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 11109 [4]
    • 11109 (New York) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 11109 (Long Island City, NY)

Recent credit card complaints originating from consumers in 11109, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 11109

Complaint Issue Number of Complaints*
Incorrect information on your report 5
Managing an account 4
Problem with a credit reporting company's investigation 4
Improper use of your report 3
Struggling to pay mortgage 2
Other 6
* Total 2021 - 2024 (current)

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Additional information about New York

About 11109

11109 is associated with the city of Long Island City, which is located in Queens County in the state of New York. [6]

NY Credit Cards

11109 Credit Cards

For more information about 11109 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in New York


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer financial complaints in 11109

6. ^ United States Census Bureau