Comprehensive Local Credit Card Guide

Credit Cards in 11221 (Brooklyn, NY)

Credit Card Debt in 11221

^ Average credit card debt in 11221 is approximately $4,952, based on overall New York data. ^[1]

Credit Card Delinquency in 11221

^ Based on overall New York data, the credit card delinquency rate in Brooklyn is approximately 0.59%. ^[2]

Credit Scores in 11221

^ The average credit score in Brooklyn is approximately 704, based on collective New York data. ^[3]

Credit Card & Personal Finance Statistics in 11221

Credit Card Debt in 11221

11221 Credit Card Debt
- The estimated average credit card debt for 11221 residents is $4,952. ^[1]
- Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
- Collectively, New York cities rank 20th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 11221

How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)

Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.

11221 Credit Scores

Credit Scores in 11221
- Residents of 11221 (NY) have an estimated average credit score of 704. ^[3]
- The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
- New York collectively ranks 24th in the U.S. in average credit score of residents. ^[3]

More 11221 (Brooklyn, NY) Credit Stats

Credit card delinquency rates in New York ^[2]
- New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.

Cardholders in 11221 who are more than 90 days late on payments
- New York Rate: 0.59%
- National Average: 0.57%

Statute of limitations for credit card debt in 11221 ^[4]
- 11221 (New York) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 11221 (Brooklyn, NY)

Recent credit card complaints originating from consumers in 11221, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 11221

Complaint Issue	Number of Complaints*
Incorrect information on your report	757
Improper use of your report	500
Problem with a credit reporting company's investigation	231
Problem with a company's investigation into an existing problem	198
Attempts to collect debt not owed	72
Other	359

* Total 2021 - 2024 (current)

Additional information about New York

About 11221

11221 is associated with the city of Brooklyn, which is located in Kings County in the state of New York. ^[6]

11221 Credit Cards

For more information about 11221 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in New York

Cities in NY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer financial complaints in 11221

6. ^ United States Census Bureau