Comprehensive Local Credit Card Guide

Credit Cards in 11412 (Saint Albans, NY)

Credit Card Debt in 11412

^ Average credit card debt in 11412 is approximately $4,952, based on overall New York data. ^[1]

Credit Card Delinquency in 11412

^ Based on overall New York data, the credit card delinquency rate in Saint Albans is approximately 0.59%. ^[2]

Credit Scores in 11412

^ The average credit score in Saint Albans is approximately 704, based on collective New York data. ^[3]

Credit Card & Personal Finance Statistics in 11412

Credit Card Debt in 11412

11412 Credit Card Debt
- The estimated average credit card debt for 11412 residents is $4,952. ^[1]
- Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
- Collectively, New York cities rank 20th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 11412

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11412 Credit Scores

Credit Scores in 11412
- Residents of 11412 (NY) have an estimated average credit score of 704. ^[3]
- The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
- New York collectively ranks 24th in the U.S. in average credit score of residents. ^[3]

More 11412 (Saint Albans, NY) Credit Stats

Credit card delinquency rates in New York ^[2]
- New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.

Cardholders in 11412 who are more than 90 days late on payments
- New York Rate: 0.59%
- National Average: 0.57%

Statute of limitations for credit card debt in 11412 ^[4]
- 11412 (New York) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 11412 (Saint Albans, NY)

Recent credit card complaints originating from consumers in 11412, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 11412

Complaint Issue	Number of Complaints*
Incorrect information on your report	558
Improper use of your report	305
Problem with a credit reporting company's investigation	186
Problem with a company's investigation into an existing problem	73
Attempts to collect debt not owed	60
Other	112

* Total 2021 - 2024 (current)

Additional information about New York

About 11412

11412 is associated with the city of Saint Albans, which is located in Queens County in the state of New York. ^[6]

11412 Credit Cards

For more information about 11412 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in New York

Cities in NY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer financial complaints in 11412

6. ^ United States Census Bureau