Comprehensive Local Credit Card Guide

Credit Cards in 11418 (Richmond Hill, NY)

Credit Card Debt in 11418

^ Average credit card debt in 11418 is approximately $4,952, based on overall New York data. ^[1]

Credit Card Delinquency in 11418

^ Based on overall New York data, the credit card delinquency rate in Richmond Hill is approximately 0.59%. ^[2]

Credit Scores in 11418

^ The average credit score in Richmond Hill is approximately 704, based on collective New York data. ^[3]

Credit Card & Personal Finance Statistics in 11418

Credit Card Debt in 11418

11418 Credit Card Debt
- The estimated average credit card debt for 11418 residents is $4,952. ^[1]
- Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
- Collectively, New York cities rank 20th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 11418

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11418 Credit Scores

Credit Scores in 11418
- Residents of 11418 (NY) have an estimated average credit score of 704. ^[3]
- The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
- New York collectively ranks 24th in the U.S. in average credit score of residents. ^[3]

More 11418 (Richmond Hill, NY) Credit Stats

Credit card delinquency rates in New York ^[2]
- New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.

Cardholders in 11418 who are more than 90 days late on payments
- New York Rate: 0.59%
- National Average: 0.57%

Statute of limitations for credit card debt in 11418 ^[4]
- 11418 (New York) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 11418 (Richmond Hill, NY)

Recent credit card complaints originating from consumers in 11418, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 11418

Complaint Issue	Number of Complaints*
Incorrect information on your report	99
Improper use of your report	98
Problem with a credit reporting company's investigation	29
Managing an account	20
Problem with a company's investigation into an existing problem	7
Other	56

* Total 2021 - 2024 (current)

Additional information about New York

About 11418

11418 is associated with the city of Richmond Hill, which is located in Queens County in the state of New York. ^[6]

11418 Credit Cards

For more information about 11418 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in New York

Cities in NY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer financial complaints in 11418

6. ^ United States Census Bureau