Comprehensive Local Credit Card Guide

Credit Cards in 11566 (Merrick, NY)

Credit Card Debt in 11566

^ Average credit card debt in 11566 is approximately $4,952, based on overall New York data. ^[1]

Credit Card Delinquency in 11566

^ Based on overall New York data, the credit card delinquency rate in Merrick is approximately 0.59%. ^[2]

Credit Scores in 11566

^ The average credit score in Merrick is approximately 704, based on collective New York data. ^[3]

Credit Card & Personal Finance Statistics in 11566

Credit Card Debt in 11566

11566 Credit Card Debt
- The estimated average credit card debt for 11566 residents is $4,952. ^[1]
- Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
- Collectively, New York cities rank 20th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 11566

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11566 Credit Scores

Credit Scores in 11566
- Residents of 11566 (NY) have an estimated average credit score of 704. ^[3]
- The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
- New York collectively ranks 24th in the U.S. in average credit score of residents. ^[3]

More 11566 (Merrick, NY) Credit Stats

Credit card delinquency rates in New York ^[2]
- New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.

Cardholders in 11566 who are more than 90 days late on payments
- New York Rate: 0.59%
- National Average: 0.57%

Statute of limitations for credit card debt in 11566 ^[4]
- 11566 (New York) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 11566 (Merrick, NY)

Recent credit card complaints originating from consumers in 11566, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 11566

Complaint Issue	Number of Complaints*
Incorrect information on your report	280
Problem with fraud alerts or security freezes	90
Unable to get your credit report or credit score	86
Improper use of your report	41
Problem with a credit reporting company's investigation	22
Other	115

* Total 2021 - 2024 (current)

Additional information about New York

About 11566

11566 is associated with the city of Merrick, which is located in Nassau County in the state of New York. ^[6]

11566 Credit Cards

For more information about 11566 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in New York

Cities in NY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer financial complaints in 11566

6. ^ United States Census Bureau