Credit Card & Personal Finance Statistics in 11780
Credit Card Debt in 11780
- 11780 Credit Card Debt
-
- The estimated average credit card debt for 11780 residents is $4,952. [1]
- Average credit card debt amount in New York (all cities) is
0% less than the national average of $4,965.
- Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 11780
11780 Credit Scores
- Credit Scores in 11780
-
- Residents of 11780 (NY) have an estimated average credit score of 704. [3]
- The average credit score in New York (all cities) is
1.15% greater than the national average score of 696.
- New York collectively ranks 24th in the U.S. in average credit score of residents. [3]
More 11780 (Saint James, NY) Credit Stats
- Credit card delinquency rates in New York [2]
-
- New York residents (all cities) rank 19th in the U.S. with a rate that
is 4% greater than the national average of 0.57%.
- Cardholders in 11780 who are more than 90 days late on payments
-
- New York Rate: 0.59%
- National Average: 0.57%
- Statute of limitations for credit card debt in 11780 [4]
-
- 11780 (New York) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 11780 (Saint James, NY)
Recent credit card complaints originating from consumers in 11780, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 11780
| Complaint Issue |
Number of Complaints* |
| Improper use of your report |
55 |
| Problem with a credit reporting company's investigation |
14 |
| Problem with a company's investigation into an existing problem |
9 |
| Incorrect information on your report |
7 |
| Managing an account |
3 |
| Other |
11 |
* Total 2021 - 2024 (current)
Additional information about New York
About 11780
11780 is associated with the city of Saint James, which is located in Suffolk County in the state of New York. [6]
Did you know?
Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.
Other ZIP Codes in New York
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
